Source identified
“If you would be wealthy, think of saving as well as of getting.”
Voice: Authorial persona / framed maxim · Poor Richard maxim, repeated through Father Abraham
Income alone does not create financial security; keeping part of what is earned is presented as a necessary companion to earning it.
Source note: The Way to Wealth, Franklin’s compilation of Poor Richard maxims.
Source identified
“It works for to-day, but also provides for to-morrow.”
Good stewardship balances present needs with future obligations instead of treating either immediate enjoyment or distant security as the only concern.
Source note: Thrift, Chapter I, “Industry,” Project Gutenberg #14418. The sentence occurs in the same definition of thrift as an acquired principle of conduct: present enjoyment is subordinated to forethought so that action serves today while providing for tomorrow.
Source identified
“Thrift is the basis of Self-Help, and the foundation of much that is excellent in Character.”
Thrift is presented as a habit of foresight that supports independence and creates room for more deliberate choices about work and resources.
Source note: Thrift, Preface, Project Gutenberg #14418. Smiles introduces the book as a sequel to Self-Help and Character and explicitly says thrift is the basis of Self-Help and the foundation of much that is excellent in Character.
Source identified
“Independence can only be established by the exercise of forethought, prudence, frugality, and self-denial.”
Independence is linked with preparation and restraint because freedom is harder to maintain when every decision is controlled by immediate appetite or financial pressure.
Source note: Thrift, Preface, Project Gutenberg #14418. In the paragraph defining the book’s practical purpose, Smiles connects independence with forethought, prudence, frugality and self-denial before turning to generosity.
Source identified
“He that hath a trade hath an estate.”
Voice: Authorial persona / framed maxim · Poor Richard maxim, repeated through Father Abraham
A useful skill or trade is treated as a durable asset because it can keep producing value even when stored wealth is limited.
Source note: The Way to Wealth, where Father Abraham repeats maxims associated with Poor Richard.
Source identified
“Bitter for a free man is the bondage of debt.”
Debt can restrict future choices and independence, so borrowing is framed not only financially but also as a constraint on freedom.
Source note: The Moral Sayings of Publius Syrus, maxim 14, in Darius Lyman’s 1856 English rendering; maxim order can vary across editions.